WORKING TOGETHER

Get Started

Stonebrook Private is a fee-only, fiduciary wealth advisory firm built for families and business owners who value disciplined investing, modern planning tools, and proactive guidance. We manage portfolios using an evidence-based approach focused on diversification and tax-smart implementation—aimed at improving after-tax outcomes through thoughtful portfolio design and ongoing planning coordination. We also work closely with your CPA and estate attorney, so the investment strategy, tax decisions, and estate plan reinforce each other. Our clients value a long-term advisory relationship with consistent implementation, clear communication, and steady decision-making as life and markets evolve.

Complete the short questionnaire

2-3 minutes

A few quick questions help us understand what you’re looking to accomplish and the complexity of your situation. This allows us to prepare thoughtfully, respect your time, and make sure the next conversation is focused on what matters most. If it appears we’re aligned, you’ll be invited to schedule an Intro Call.

Intro Call

15-20 minutes

The Intro Call is a brief conversation to confirm mutual fit and make sure we’re the right partner for what you need. We’ll discuss your goals, what prompted you to reach out, and how Stonebrook works in practice. If it makes sense to continue, we’ll schedule a Discovery Meeting and share what to upload or bring so we can come prepared.

Discovery Meeting

60 minutes

The Discovery Meeting is a working conversation designed to help you evaluate Stonebrook—and to help us confirm we can add meaningful value. We’ll review your financial picture at a high level—accounts, goals, cash flow, taxes, and estate planning basics—and highlight the most important opportunities, gaps, and trade-offs we see. You’ll leave with a clearer sense of the decisions in front of you, how we would prioritize them, and what it looks like to work with our team. This is not a full plan or comprehensive strategy; it’s an opportunity to experience our process before deciding whether to formalize an ongoing advisory relationship.

Moving Forward

Formalize + Onboarding

If we’re aligned after the Discovery Meeting, we’ll make it easy to move from evaluation to execution. You’ll review and sign our Wealth Management Agreement, and our team will guide onboarding and the transition of accounts with clear steps and support throughout.

Strategy Meeting

Full Recommendations + Sign-Off

Once onboarding is underway, we’ll develop a complete, implementation-ready set of recommendations spanning your investments, tax strategies, and estate planning considerations. In the Strategy Meeting, we’ll walk through everything, answer questions, and confirm the final direction together—so you can give the sign-off before we put anything in motion.

Implementation & Ongoing Support

Proactive Guidance

Once we implement the strategy you’ve approved, our role becomes steady, proactive stewardship. We monitor and manage the portfolio on an ongoing basis, coordinate planning priorities throughout the year, and maintain a consistent review cadence with regular meetings and touchpoints. As new decisions come up—work changes, liquidity events, taxes, family milestones—we step in with clear guidance and follow-through to keep your strategy aligned as life evolves.

FAQs

These are the most common questions prospective clients ask as they evaluate Stonebrook. When you’re ready, the questionnaire will guide you to the right next step.

Stonebrook Private is a strong fit for clients who want a full-service advisory relationship and value a collaborative, long-term partnership. Our best relationships are built with individuals and families who welcome thoughtful guidance, communicate openly, and are ready to follow through—so recommendations don’t just live in a plan, they get implemented. If you’re looking for a steady team to help you make high-impact decisions with clarity and discipline, you’ll likely align well with how we work.

Stonebrook may not be the best fit if you’re looking for transactional help—such as a one-time recommendation, occasional input, or a narrow-scope engagement. We may also not be a fit if you’re looking for an investment-only relationship centered on short-term performance comparisons, rather than comprehensive guidance and implementation. Finally, if you prefer a hands-off relationship with minimal communication, our collaborative approach may not be the right fit.

Yes. Stonebrook Private works with individuals and families who want a fully integrated advisory relationship and are ready to delegate implementation to a professional team. While every situation is different, most of the households we serve have built portfolios of $500,000+ in investable assets (generally excluding real estate), and we typically ask to manage the assets that are available for direct management so we can keep advice, implementation, and tax-smart execution coordinated.

Our ongoing wealth management relationships are subject to a $7,500 minimum annual advisory fee. If our standard asset-based fee schedule would result in a lower amount, the minimum applies. This structure supports relationships where investable assets may be lower at the outset, but the planning needs and complexity remain consistent with the work we do for clients throughout the year.

The best next step is the short questionnaire. If Stonebrook isn’t the right fit, we’ll do our best to answer your questions and point you toward a better next step—whether that’s another advisor, a different service model, or a resource that better matches what you’re looking for.

Yes. Stonebrook Private is a fiduciary, which means we are legally required to act in your best interest and put your interests ahead of our own. That’s different from the suitability standard used in some brokerage relationships, which generally requires that a recommendation be suitable given a client’s circumstances, but it is not the same as an ongoing fiduciary obligation. As a fee-only firm, our advice is designed to be objective and aligned with your goals.

Stonebrook charges a transparent advisory fee based on the assets we actively manage. We are fee-only, which means there are no commissions, hidden fees, or product-driven incentives. Our fee covers the full advisory relationship, including portfolio management and ongoing planning guidance across investments, taxes, and estate considerations. Fees are billed quarterly and are calculated based on managed assets at the start of each billing period. We focus on long-term partnerships, but we don’t rely on long-term lockups—if it’s no longer the right fit, you can walk away.

Stonebrook Private’s investment philosophy is evidence-based and data-driven. We believe long-term success is built on a disciplined process—broad diversification, thoughtful risk exposure, and a focus on what we can control, including costs and taxes—rather than headline-driven decisions or constant tactical shifts. We build portfolios with efficient core exposures—frequently via low-cost ETFs—then add customization where it can improve outcomes, including using individual securities in taxable accounts to increase flexibility and tax efficiency. More specialized tools such as structured investments, alternatives, and private market strategies are used selectively, based on fit.

We implement and manage portfolios in-house because it improves both efficiency and coordination. It helps avoid an additional layer of costs that can come with outsourced management, and it keeps the investment strategy closely aligned with the rest of your wealth plan—tax decisions, estate planning priorities, and major transitions—so recommendations don’t live in separate lanes.

Stonebrook focuses on proactive planning and coordination—not tax preparation or legal drafting. We help clients evaluate high-impact decisions such as Roth conversion strategy, tax gain/loss management, charitable giving, equity compensation and concentrated stock planning, and income and distribution planning—with an emphasis on improving after-tax outcomes and keeping decisions aligned with the broader wealth strategy.

We don’t file tax returns or draft estate documents, but we work closely with your CPA and estate attorney to make implementation smooth and consistent. In practice, that means we help identify planning opportunities, clarify trade-offs, and provide the inputs your professionals need—while also ensuring beneficiary designations, account titling, and key estate planning decisions stay aligned with your goals.

Once you submit the questionnaire, you’ll be directed to the next step based on your responses. If it appears we’re aligned, you’ll have the opportunity to schedule an Intro Call with an advisor at a date and time that’s convenient for you.

The Intro Call is an opportunity to learn a bit more about each other before moving forward. You’ll have time to ask initial questions about how Stonebrook works, and we’ll learn more about what you’re trying to accomplish and what prompted you to reach out. If it feels like the right next step, we’ll schedule a Discovery Meeting and share what to upload or bring so we can come prepared.

The Intro Call is a brief conversation to help you get to know Stonebrook and to make sure we understand what you’re looking for. We’ll cover what prompted you to reach out, address initial questions about how we work, and outline what the next steps would look like. If it makes sense to continue, we’ll schedule the Discovery Meeting and send a simple checklist of what to upload or bring so we can come prepared.

The Discovery Meeting is a deeper, working discussion focused on your current situation and priorities. We’ll review the big picture—your accounts, goals, cash flow, tax considerations, and estate planning basics—and we’ll point out the most meaningful opportunities, gaps, and trade-offs we see. You’ll get a clear sense of how we think, how we prioritize, and what it would feel like to work together. It’s not intended to be a complete plan; it’s an opportunity to experience our process before deciding whether to move forward.

The relationship becomes official after the Discovery Meeting, once you choose to engage Stonebrook and sign our Wealth Management Agreement. At that point, our team will walk you through onboarding and help coordinate the transition of your accounts with clear guidance along the way. While accounts are moving over, we build your full set of recommendations—bringing together the investment strategy and the planning decisions that support it. We then meet to review everything in detail, answer questions, and confirm your approval before implementation begins.

Transitioning your investment accounts is straightforward and secure using the industry-standard ACAT process, which allows assets to move in-kind—meaning your holdings transfer over as-is rather than being sold just to complete the move. In most cases, the main change you’ll notice is where you log in and who is supporting you day-to-day.

Your accounts will be held at a third-party custodian in your name—most commonly Schwab or Raymond James—and you retain ownership and access at all times. We also don’t make changes simply because accounts have transitioned; we only implement after you’ve reviewed the recommendations and given the go-ahead.

LET’S CONNECT

Curious about learning more?

Work with our team to get personalized guidance and investment management that supports your goals.